( Electronic Funds Transfer )
Deposits SS & retirements are EFT to the bank.
Deductions are EFT to the bank by those (4) who do not accept credit card charges.
The City water/tax bill.
The Electric Co.
The House & car ins co.
Medi' A & B & prescriptions.
( we receive a monthly bank statement by USPS/Snailmail )
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All else are charges to our 1= ONE credit card co.
We receive the charges list by USPS/snailmail
That's the 1=one check we (me) write each month to pay all other bills/charges.
A checkbook of 25 checks almost lasts 2=two years.
On occasion there are checks to local charities.
Few things are paid out of pocket by cash.
In effect the Credit card co. is our personal banker & every charge is compared to saved receipts. NEVER has one been wrong.
Another great CC service is the annual list they send that categorizes all charges & totals same for your review.
We pay the CC an annual fee - average $8.00 per month,well worth it !
Yep 1=ONE check a month.
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