We've covered the bill paying situation and I think eased your mind a little on what it takes..a lot easier than you anticipated.
The only thing not mentioned is the loss of SS income when a spouse passes. The survivor get to keep his/her own benefits or 1/2 of the dis ceased person's, whichever is greater.. but it is less than what has been coming in and the bills, other than maybe less on food, remain pretty close to the same. That's where the nest egg comes in...supplementing the difference.
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